Rebuild Your Credit. Rebuild Your Life. Start Improving Your Score Today.
Empowering You With Credit Optimization That Works
Unlock professional credit optimization or learn how to improve your creditworthiness with Money Solutions Cafe’s compliant support and fast, measurable steps.
Your Credit Score Doesn’t Define You - But It Is Blocking Your Goals. Let’s Fix That
Thousands of U.S. citizens are stuck with low credit scores — not because they’re irresponsible, but because:
Late or missed payments
High credit card balances
Errors on credit reports
Too many recent credit inquiries
Previous bankruptcies or collections
The Longer You Wait… The More Your Credit Problems Cost You.
Every month with a low score means:
Late or missed payments
High credit card balances
Errors on credit reports
Too many recent credit inquiries
Previous bankruptcies or collections
What Our Credit Optimization Services Do:
We help you improve your credit profile by:
Reviewing your credit reports line-by-line
Identifying inaccurate, outdated, or unverifiable items
Optimizing your credit utilization, limits, mix, and profile
Requesting corrections from bureaus and creditors
Providing strategic steps that help raise your score
Giving ongoing updates and monthly improvement actions
CHOOSE YOUR PACKAGE & START TODAY
The Right Credit Solution for Your Situation, Budget, and Goals
Quick Fix Package
Perfect for clients who want immediate action without monthly fees or long-term commitments. This one-time service delivers a full strategic dispute round designed to target and remove inaccurate or damaging items quickly.
Standard Credit Package
Struggling with low credit scores or trying to qualify for an important financial goal? This is designed to strategically challenge and remove inaccurate, outdated, or unverifiable items—so your credit profile improves faster, stronger, and more intentionally.
Premium Credit Package
The Premium Credit Package is our highest-level, most intensive credit optimization service—built for clients with 40 or more negative accounts, severe credit damage, or complex reporting issues. This package provides a full-scale, hands-on strategy designed to repair, rebuild, and strengthen your credit profile.
Quick Fix
$300
One complete round of custom dispute letters sent to all 3 major credit bureaus
Expert credit report analysis to identify the strongest dispute opportunities
Certified mail handling for tracking and documentation
Updates to personal information & removal requests for inaccurate accounts, inquiries.
Simple one-time payment — no subscriptions, no ongoing billing
Negative Items We Address:
Late payments, inaccurate collections, charge-offs, repossessions, incorrect account reporting, and unauthorized inquiries.
Standard Custom
$750
with monthly payment options
Multiple rounds of strategic dispute challenges sent to all 3 major credit bureaus
Full credit report audit to identify inaccurate, outdated, or unverifiable items
Ongoing credit monitoring and monthly optimization adjustments
Step-by-step guidance to consistently improve your score
Strategic positioning for better loan approvals and lower interest rates
Negative Items We Address:
Collections, charge-offs, late payments, repossessions, incorrect account reporting, outdated information, and unauthorized inquiries.
Premium Package
$1000
with monthly payment options
Comprehensive, line-by-line credit audit to uncover derogatory, inaccurate, or outdated items
Multiple rounds of advanced disputes submitted to Experian, TransUnion, and Equifax
Custom dispute letters tailored to each account type: collections, charge-offs, late payments, repossessions.
Removal requests, debt validation strategies, and factual dispute approaches
Negative Items We Address:
Late payments, charge-offs, high-balance collections, medical collections, student loan defaults, bankruptcies, foreclosures, tax liens, and repossessions.
About Us
At Money Solutions Cafe, we believe everyone deserves a fresh start, a second chance, and a fair shot at financial freedom - no matter what your past credit history looks like. Our mission is simple: to empower everyday individuals with the tools, guidance, and hands-on support they need to rebuild, repair, and optimize their credit with confidence.
We know that credit issues don’t happen because people are irresponsible.
Life happens - divorce, job loss, medical bills, identity theft, bad financial advice, or simply not knowing where to begin. That’s why we’ve built a service that meets people exactly where they are, with compassion, transparency, and a personalized strategy designed for real results.
What We Stand For
Integrity: No shortcuts, no empty promises — just ethical and strategic credit optimization.
Education: We don’t just fix credit; we teach you how to keep it strong for life.
Transparency: You’ll always know what we’re doing, why we’re doing it, and how it impacts your credit.
Support: Whether you have a few items or 40+, our team stands by you from start to finish.
Why Client Choose Us
From homebuyers and entrepreneurs to single parents and individuals recovering from hardship, our clients trust us because we combine expert credit analysis, hands-on dispute strategies, and clear, step-by-step guidance to help rebuild their credit profiles and regain financial stability.
Every credit report tells a story.
Our job is to help you rewrite yours — with accuracy, confidence, and a plan that leads to approvals, better rates, and long-term financial success.
TESTIMONIALS
What others are saying
"After one visit to MSC, I moved all my tax services over from H&R Block, Elyse and her team actually take the time to educate you, and they know the local laws inside and out."
- Jenny Magno
"No stress, no confusion just results. Money Solution Cafe helped me go from confused and overwhelemed to clear and confident. I used them for credit optimization and tax filing"
- Jose Berry
"Absolutely fantastic experience Elyse and teh team at Money Solution Cafe! From the moment I reached out, Elyse was incredibly professional, knowledgeable, and attentive.
- Nekeshia Davis
STILL NOT SURE?
Frequently Asked Questions
Who is this service best for?
Homebuyers, victims of identity theft, divorced individuals, single parents, entrepreneurs, and anyone with low credit wanting real improvement.
What exactly do your credit optimization services include?
We help identify inaccuracies, support correction requests, and guide you on improving your credit strategically and ethically.
When will I start seeing results?
Most clients notice changes in 30–60 days, depending on their situation.
Where do services take place?
All services are online through our secure client portal.
Why should I choose Money Solutions Cafe?
Because your situation deserves personalized attention — not generic templates or automated letters.
Ready to transform your credit
and Unlock the Opportunities You Deserve ?
Your credit won’t fix itself - but with the right team and the right strategy, you can change your entire financial future starting today.
Whether you need a fast dispute round or full credit reconstruction, Money Solutions Cafe has a package designed for your goals, your timeline, and your situation.
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